Stating the obvious

I was thinking yesterday.

Right now we have a system that allows the uber-wealthy to take enormous risks with our economy. When they lose, they are sheltered from the consequences (golden parachute anyone?) and the working class suffers. We need to create a different system where the wealthy are allowed to take enormous risks with their own money, but the working class is protected from the fallout.

Also:

In a market-based economy, money determines value in the absolute sense. The United States is an example of a market-based economy. In the United States, 10% of people have most of the money. Therefore, 10% of the people largely determine value.

Neither of these statements is profound. They are actually rather banal. I just saw them in new light last night. Who would purposely propose and adopt such a system?